{"id":2449,"date":"2024-01-22T06:21:22","date_gmt":"2024-01-22T06:21:22","guid":{"rendered":"http:\/\/www.punca.si\/?p=2449"},"modified":"2024-02-09T20:24:19","modified_gmt":"2024-02-09T20:24:19","slug":"studentsko-delo-napotnica-studentski-servis-e-studentski-servis-pokojninska-doba-zasluzek-vesna-milosevic-zupancic-punca-dela-punca-dela-punca-sluzi","status":"publish","type":"post","link":"https:\/\/www.punca.si\/?p=2449","title":{"rendered":"Ali si vedela? Ko dela\u0161 na napotnico, dela\u0161 tudi za svojo pokojnino :)"},"content":{"rendered":"<h3><span class=\"font-210119\" style=\"color: #fbbe9f;\">Vem, vem, rekla bo\u0161, pa saj je \u0161e desetletja dale\u010d, preden se bom upokojila. Pa vendar. Vpra\u0161aj svojo staro mamo, kako je bila vesela vsakega dodatnega meseca pokojninske dobe, ko se je \u017eelela upokojiti pri 60. letih.<\/span><\/h3>\n<p>&nbsp;<\/p>\n<h4><span class=\"font-210119\" style=\"color: #81b38a;\">Z dija\u0161kim in \u0161tudentskim delom dela\u0161 tudi za svojo pokojnino<\/span><\/h4>\n<p>Od 1. februarja 2015 se dijakom in \u0161tudentom vsa nakazila, ki jih prejmete s \u0161tudentskim delom, \u0161tejejo v pokojninsko dobo.<\/p>\n<p>Od vsakega bruto zaslu\u017eka se odvede <strong>15,5 %<\/strong> na Zavod za pokojninsko in invalidsko zavarovanje. Prav tako pa delodajalec pri vsakem zaslu\u017eku pla\u010da 15,74 % za prispevke. Sem se pri\u0161tevajo prispevek za pokojninsko in invalidsko zavarovanje, prispevek za po\u0161kodbo pri delu in poklicno bolezen ter prispevek za zdravstveno zavarovanje.<\/p>\n<p>Pokojninska doba se ti bo upo\u0161tevala, ko se bo\u0161 upokojila. Takrat se ti bodo se\u0161tele vse pokojninske dobe \u2013 tista, ki si jo pridobila s \u0161tudentskim delom, in tista, ki jo bo\u0161 pridobila z redno zaposlitvijo.<\/p>\n<p>&nbsp;<\/p>\n<h4><span class=\"font-210119\" style=\"color: #81b38a;\">Kaj to pomeni v praksi? Malo matematike<\/span><\/h4>\n<p>Primer:<\/p>\n<ul>\n<li>Na ban\u010dni ra\u010dun prejme\u0161 nakazilo <strong>100 \u20ac<\/strong>. To je tvoj neto zaslu\u017eek.<\/li>\n<li>Bruto znesek je vi\u0161ji in zna\u0161a <strong>118,34 \u20ac.<\/strong> Vi\u0161ji je za 15,5 % prispevka za pokojninsko in invalidsko zavarovanje.<\/li>\n<li>Delodajalcu pa dr\u017eava za tvojih 100 \u20ac neto predpisuje izpla\u010dilo v vrednosti <strong>167,06 \u20ac<\/strong>, vklju\u010dno z vsemi davki in prispevki. V tem znesku se skrivajo tudi tvoji prispevki za pokojninsko in invalidsko zavarovanje.<\/li>\n<\/ul>\n<p><em>Prera\u010dun si lahko naredi\u0161 na spletni strani e-\u0160tudentskega Servisa. Klikni tukaj<\/em><a href=\"https:\/\/www.studentski-servis.com\/studenti\/izracun-bruto-neto\"> <em>https:\/\/www.studentski-servis.com\/studenti\/izracun-bruto-neto<\/em><\/a><em>.<\/em><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<h4><span class=\"font-210119\" style=\"color: #81b38a;\">Koliko pokojninske dobe lahko dobi\u0161?<\/span><\/h4>\n<p>Za primer vzemimo, da hodi\u0161 v 4-letno srednjo \u0161olo. Poletne po\u010ditnice in kak\u0161en dan med letom opravlja\u0161 \u0161tudentsko delo. V povpre\u010dju to zna\u0161a 2,5 meseca na leto, pomno\u017eeno s 4 leti.<\/p>\n<p>In voila, <strong>med srednjo \u0161olo si lahko nabere\u0161 10 mesecev pokojninske dobe!<\/strong><\/p>\n<p>\u010ce pa se bo\u0161 po srednji \u0161oli vpisala \u0161e na fakulteto in bo\u0161 ob \u0161tudiju ob\u010dasno delala, se ti bo pokojninska doba \u0161e dodatno nabrala. V Sloveniji bolonjski \u0161tudij traja v povpre\u010dju 5 let. Tri leta dodiplomski in \u0161e dodatni dve leti magistrski. Nekatere fakultete imajo tudi 4-letni dodiplomski \u0161tudij in 1 leto magistrskega.<\/p>\n<p><span class=\"font-210119\"><strong>Tako lahko med 5-letnim \u0161tudijem nabere\u0161 \u0161e 1 leto pokojninske dobe.<\/strong><\/span><\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<h4><span class=\"font-210119\" style=\"color: #81b38a;\">Preveri, koliko &#8216;let&#8217; si si \u017ee nabrala<\/span><\/h4>\n<p>Evidenco vodi ZPIZ (Zavod za pokojninsko in invalidsko zavarovanje). Pri njih lahko preveri\u0161, koliko pokojninske dobe si si \u017ee nabrala do zdaj.<\/p>\n<p><em>Ve\u010d informacij o pokojninski dobi najde\u0161 na spletni strani e-\u0160tudentskega Servisa. Klikni sem:<\/em><a href=\"https:\/\/www.studentski-servis.com\/studenti\/pomembne-informacije\/pokojninska-doba\/\"> <em>https:\/\/www.studentski-servis.com\/studenti\/pomembne-informacije\/pokojninska-doba\/<\/em><\/a><em>.\u00a0<\/em><\/p>\n<h4><span class=\"font-210119\" style=\"color: #81b38a;\">\u0160e malo statistike<\/span><\/h4>\n<p>Ali si vedela?<\/p>\n<ul>\n<li>\u0160tudentje in dijaki, ki opravljajo \u0161tudentsko delo, po podatkih Ministrstva za delo in Finan\u010dne uprave, v povpre\u010dju delajo 2,5 meseca na leto.<\/li>\n<li>Po podatkih Zavoda za pokojninsko in invalidsko zavarovanje pa \u0161tudenti med \u0161tudijem povpre\u010dno dobijo 1 leto pokojninske dobe.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vem, vem, rekla bo\u0161, pa saj je \u0161e desetletja dale\u010d, preden se bom upokojila. Pa vendar. Vpra\u0161aj svojo staro mamo, [&hellip;]<\/p>\n","protected":false},"author":20,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0},"categories":[9,13],"tags":[251,253,384,568,569,570,571,572,573,574],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.2.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Ali si vedela? Ko dela\u0161 na napotnico, dela\u0161 tudi za svojo pokojnino :) - Punca.si<\/title>\n<meta name=\"description\" content=\"Dijaki v \u010dasu \u0161olanja in \u0161tudenti med \u0161tudijem povpre\u010dno dobijo 1 leto pokojninske dobe. 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